In accordance with the Ocean International Bank Business Loan Financing Initiative, Small and Medium Enterprises you could get finance to help you build your company and expand your project with the lowest decreasing interest rates. Business loan is the obvious choice if you need a finance for Business finance, kick start new ideas, equipment purchase, company asset purchase, rent or buy factory space, stock purchase and more…

All sectors with attention to the important economic sectors, especially companies and industrial enterprises and those producing intermediate components of the industry or import substitution in addition to labor-intensive activities, while giving attention to projects with innovative ideas and export-oriented projects taking into account the geographic and sectoral distribution of companies and establishments to try to reach as many as possible of them at the global level of business financing..

Ocean International Bank Inc, understands that growing businesses need capital to achieve their potential. Our commercial lenders are trained to think “outside of the box.” We take the time to get to know your business and to gain a clear understanding of your goals and strategies. We analyze your business’ cash flow and funding needs, and then customize a credit solution tailored to your business.

Business Loans & Commercial Lending

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it. Our specialty is owner-managed businesses, including professional practices, distributors and developers. We offer flexible terms and competitive rates on a variety of debt alternatives including:

Lines of Credit

A revolving line of credit is a small-business essential. Use it to manage cash flow by financing short-term capital needs such as inventory, accounts receivable or other seasonal needs. With a line of credit, you may borrow, repay and borrow again…

Accounts Receivable Financing:

Ocean International Bank can help cover seasonal and other short-term operational needs. Many of these needs are solved by arranging a line of credit secured by a company’s receivables. Securing a line of credit with receivables is an option for many companies that might not otherwise qualify for an unsecured line of credit sufficient for their needs..

Small Business Loans

Small Business Loans from Ocean International Bank establish to assist or provide a simplified process and coverage for almost any legitimate business purpose. Long-term, fixed-asset financing is also available.

Developers and Investors:

Ocean International Bank works with both developers and investors to provide a full range of financing options for income-producing businesse purchase, properties and land. We provide loans with up to 30 year maturities for construction, renovation, acquisition and development. We also have the ability to assist our customers by providing longer-term funding or access to a variety of permanent lenders.